Listing Details: Reno, Sparks and Fernley, Nevada Real Estate Listings & Homes For Sale Provided by Hartman Gil & Assoc.

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New Listing - UNBELIEVABLE CUSTOM HOME!!

$2,850,000

Front of Home : Beauty in Job's Peak Ranch!

Address: 231 Sheridan Creek Court	City/ST: Gardnerville, NV	Zip Code: 89460
Location: GARDNERVILLE	Property Type: Single Family Home	New or Resale: New
Square Footage: 6224	Bedrooms: 3	Bathrooms: 4
MLS# 90013497	Property Tax: 11894.00

This custom home was built to true craftsman standards. This home features a Vermont slate roof with copper flashings and lichen covered, hand picked rock boulders. Outfitted with computer controlled lighting makes this home technologically superior. Built with Pella windows and doors, Carlisle hand hewed solid hickory wide plank flooring,reclaimed cypress wood ceilings and solid knotty alder doors. Custom copper interior hand rails allow water to flow into a beautiful waterfall just inside the front door. Additionally there is an inside green house with auto skylights on the other side of the kitchen. The heating system is effecient hydronic heat with a back up forced air HVAC unit. A chef's kitchen features two sub zero refrigerators, several ovens, three dishwashers, hand made tiles, copper sinks, a professional 6 burner range top, and more. The lot is one of the best in Job's Peak Ranch and totals 2.71 acres. It backs to a crystal clear- year round creek framed with mature aspen trees. Wonderful in all aspects....

Last Updated: 9/30/2009 5:37:56 PM

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True serenity can be found here...the builder has taken care to bring the nature in doors...AMAZING!!

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the world's longest wall?
A	The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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Hartman Gil & Assoc., REALTOR�, real estate agent and broker for Reno, Sparks and Fernley, Nevada home listings, property and land for sale - NUMBER1EXPERT

Hartman Gil & Assoc.
Century 21 Miner Realty
4990 South Virginia St.
Reno, NV 89502
Linda Hartman Cell: 775.771.4400
Kristen A. Gil Cell: 775.762.7653
Fax: 775.824.3621
Office: 775.824.3600
LindaHartman@NUMBER1EXPERT.com
Linda Hartman and Kristen Gil are top Century 21 agents with over 30 years experience in the business. They are entrenched in Bank Owned Foreclosures, Shortsales and Loan Modifications. Investors will also find them extremely knowledgeable about all types of investment properties and 1031 exchanges. Hartman Gil & Assoc. pride themselves on being a team of agents dedicated to providing award winning customer service. They really care about their clients and it shows!!

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