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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What is considered the world's tallest building?

A 
The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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Hartman & Assoc., REALTOR®, real estate agent and broker for Reno, Sparks and Fernley, Nevada home listings, property and land for sale - NUMBER1EXPERT

Linda Hartman
Century 21 Miner Realty

4990 South Virginia St.
Reno, NV 89502
Linda Hartman
Cell: 775-771-4400
Office: 775-824-3600
Fax: 775-824-3621
LindaHartman.REO@gmail.com

Linda Hartman is a top Century 21 agents with over 30 years experience in the business. She is entrenched in Bank Owned Foreclosures, Shortsales and Loan Modifications. Investors will also find her extremely knowledgeable about all types of investment properties and 1031 exchanges. Linda pride herselves on being dedicated to providing award winning customer service. She really care about her clients and it shows!!

CRS ePro Equal Housing GRI MLS REALTOR


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