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All agents are NOT alike! Find out why we are top Real Estate experts. Call us: Linda 775.771.4400 or Kristen 775.762.7653.
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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What unique contribution did the town of Flushing, New York make to the American home?

A 
The flush toilet was invented in Flushing.
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Hartman Gil & Assoc., REALTOR®, real estate agent and broker for Reno, Sparks and Fernley, Nevada home listings, property and land for sale - NUMBER1EXPERT

Hartman Gil & Assoc.
Century 21 Miner Realty

4990 South Virginia St.
Reno, NV 89502
Linda Hartman Cell: 775.771.4400
Kristen A. Gil Cell: 775.762.7653
Fax: 775.824.3621
Office: 775.824.3600
LindaHartman@NUMBER1EXPERT.com

Linda Hartman and Kristen Gil are top Century 21 agents with over 30 years experience in the business. They are entrenched in Bank Owned Foreclosures, Shortsales and Loan Modifications. Investors will also find them extremely knowledgeable about all types of investment properties and 1031 exchanges. Hartman Gil & Assoc. pride themselves on being a team of agents dedicated to providing award winning customer service. They really care about their clients and it shows!!

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