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All agents are NOT alike! Find out why we are top Real Estate experts. Call us: Linda 775.771.4400.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"We couldn't have done it without you!"
"Thanks very much for all your extra effort on our behalf in getting us financed!"
Max and Sue
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Hartman & Assoc. is one of The Top Selling Real Estate Experts™
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INSTANT LISTINGS
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Location: Washoe Valley
Type: Single Family Home
Bedrooms: 2
Bathrooms: 2
MLS#: 100000984
Privacy with incredible views!
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Location: RENO
Type: Single Family Home
Bedrooms: 4
Bathrooms: 4
MLS#: 100000982
Just one click and you will be amazed hy this home.
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Type: Single Family Home
Bedrooms: 2
Bathrooms: 2
MLS#: 100000496
Open ceilings and lots of natural light, Designer paint colors, wood floors and upgraded floor coverings. No back neighbors and a great view of Mt. Rose.
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Location: RENO
Type: Single Family Home
Bedrooms: 4
Bathrooms: 1 full, 1 half
MLS#: 90016306
Great remodeled home on a large lot. Great rooms with upgraded kitchen. Newer triple pane windows, centrl air and furnace. Don't miss this gem!
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Location: STEAD
Type: Single Family Home
Bedrooms: 3
Bathrooms: 2
MLS#: 100001015
Well cared for with lots of natural light. Great room concept and floorplan. Fully landscaped front and rear. Located on a corner lot. You won't be disappointed.
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Location: RENO
Type: Single Family Home
Bedrooms: 3
Bathrooms: 2
MLS#: 90017189
Stop reading...
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Location: SPARKS
Type: Single Family Home
Bedrooms: 3
Bathrooms: 2
MLS#: 100000495
Great starter home with plenty of room for everyone. Hardwood flooring, brick fireplace in large family room. Eat in kitchen, attic storage and trex decking.
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Location: STEAD
Type: Single Family Home
Bedrooms: 3
Bathrooms: 2
MLS#: 100001022
Perfect starter home. Laminate flooring in great room and kitchen. Lovely home with plenty of natural lighting. Large patio for the summer BBQ's.
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Location: Minden
Type: Single Family Home
Bedrooms: 4
Bathrooms: 2
MLS#: 90017768
Incredible Saratoga Springs home with split 4 bedroom floorplan which includes lots of upgrades plus a bonus room! This is a great home for entertaining.
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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NUMBER1EXPERT®
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